{"id":41981,"date":"2024-05-09T16:04:57","date_gmt":"2024-05-09T16:04:57","guid":{"rendered":"https:\/\/www.imedias.net\/?p=41981"},"modified":"2024-05-09T16:04:57","modified_gmt":"2024-05-09T16:04:57","slug":"retrait-dagrement-pour-la-mutragui-et-la-sonag-la-bcrg-prend-des-mesures-fermes-pour-assainir-le-secteur-des-assurances","status":"publish","type":"post","link":"https:\/\/www.imedias.net\/?p=41981","title":{"rendered":"Retrait d&rsquo;agr\u00e9ment pour la MUTRAGUI et la SONAG : La BCRG prend des mesures fermes pour assainir le secteur des assurances"},"content":{"rendered":"\n<p class=\"has-text-align-justify\">La Banque Centrale de la R\u00e9publique de Guin\u00e9e a retir\u00e9 les agr\u00e9ments de la MUTRAGUI et de la SONAG, conform\u00e9ment \u00e0 l&rsquo;Article 399 du Code des assurances. Cette d\u00e9cision d\u00e9coule des constats de graves violations r\u00e9p\u00e9t\u00e9es de la r\u00e9glementation des assurances par ces soci\u00e9t\u00e9s, ainsi que de s\u00e9rieux dysfonctionnements internes.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">Les entit\u00e9s ont \u00e9t\u00e9 accus\u00e9es de multiples infractions, notamment l&rsquo;incapacit\u00e9 des actionnaires \u00e0 relever le capital social minimum, l&rsquo;absence de programmes de r\u00e9assurance et d&rsquo;outils de production ad\u00e9quats, l&rsquo;inexistence de politiques et proc\u00e9dures r\u00e9gissant leurs activit\u00e9s, une gouvernance d&rsquo;entreprise faible et un manque de dispositifs de contr\u00f4le interne.<\/p>\n\n\n\n<div class=\"wp-block-pdf-viewer-block-standard\" style=\"text-align:left\"><div class=\"uploaded-pdf\"><a href=\"https:\/\/www.imedias.net\/wp-content\/uploads\/2024\/05\/COMMUNIQUE-2024.pdf\" data-width=\"\" data-height=\"\"><\/a><\/div><\/div>\n\n\n\n<p class=\"has-text-align-justify\">Plus sp\u00e9cifiquement, la MUTRAGUI et la SONAG ont \u00e9t\u00e9 critiqu\u00e9es pour leurs pratiques de sous-tarification, d&rsquo;assurance \u00e0 cr\u00e9dit et de non-r\u00e8glement des sinistres, entra\u00eenant des plaintes r\u00e9currentes et des distorsions de concurrence sur le march\u00e9 des assurances guin\u00e9en.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">Malgr\u00e9 la surveillance permanente et les mesures de redressement mises en place depuis novembre 2022, ces soci\u00e9t\u00e9s n&rsquo;ont pas r\u00e9ussi \u00e0 restaurer leur situation financi\u00e8re compromise. Par cons\u00e9quent, le Comit\u00e9 des Agr\u00e9ments a pris la d\u00e9cision de retirer leurs agr\u00e9ments pour prot\u00e9ger les consommateurs et r\u00e9tablir l&rsquo;image du march\u00e9 des assurances en Guin\u00e9e.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">Ce retrait d&rsquo;agr\u00e9ment s&rsquo;inscrit dans la volont\u00e9 d&rsquo;assainir le secteur des assurances guin\u00e9en, en accord avec les efforts de refondation entrepris dans le pays depuis septembre dernier. La Banque Centrale assure les d\u00e9tenteurs de contrats d&rsquo;assurance et autres cr\u00e9anciers que des liquidateurs seront nomm\u00e9s prochainement pour \u00e9valuer les actifs et r\u00e9gler les passifs conform\u00e9ment \u00e0 la r\u00e9glementation en vigueur.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La Banque Centrale de la R\u00e9publique de Guin\u00e9e a retir\u00e9 les agr\u00e9ments de la MUTRAGUI et de la SONAG, conform\u00e9ment \u00e0 l&rsquo;Article 399 du Code des assurances. Cette d\u00e9cision d\u00e9coule des constats de graves violations r\u00e9p\u00e9t\u00e9es de la r\u00e9glementation des assurances par ces soci\u00e9t\u00e9s, ainsi que de s\u00e9rieux dysfonctionnements internes. Les entit\u00e9s ont \u00e9t\u00e9 accus\u00e9es [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":41984,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[77,78,2,213],"tags":[5773,1091,30,125,5774,2663,5775],"tmauthors":[],"class_list":{"0":"post-41981","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-actualite","8":"category-afrique","9":"category-business","10":"category-economie","11":"tag-agrements","12":"tag-bcrg","13":"tag-featured","14":"tag-guinee","15":"tag-mutragui","16":"tag-retrait","17":"tag-sonag"},"_links":{"self":[{"href":"https:\/\/www.imedias.net\/index.php?rest_route=\/wp\/v2\/posts\/41981","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.imedias.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.imedias.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.imedias.net\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.imedias.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=41981"}],"version-history":[{"count":0,"href":"https:\/\/www.imedias.net\/index.php?rest_route=\/wp\/v2\/posts\/41981\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.imedias.net\/index.php?rest_route=\/wp\/v2\/media\/41984"}],"wp:attachment":[{"href":"https:\/\/www.imedias.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=41981"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.imedias.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=41981"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.imedias.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=41981"},{"taxonomy":"tmauthors","embeddable":true,"href":"https:\/\/www.imedias.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftmauthors&post=41981"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}